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No-Nonsense Finance by Errold F. Moody,

No-Nonsense Finance by Errold F. Moody,
A take-no-prisoners approach to making your money work for you--from investing to insurance, real estate, and more Prepare yourself for a shock. Because "No-Nonsense Finance is like no personal finance book you have ever read. Hard-hitting, irreverent, frequently caustic, but always honest and on-the-money--like its author, noted personal finance expert and Internet guru Errold Moody--this straight-talking book uses a refreshingly in-your-face style to detail everything you need to know about your financial life, and how to make your money work for you. But don't let his style fool you. Fact is, when it comes to taking care of your money, Moody may be the best friend you'll ever have. Look to "No-Nonsense Finance for pull-no-punches guidance on important issues including: Strategies for knowing more than your stockbroker (it ain't that hard!) How much insurance you need, or don't need, and why Straight-talking investment advice for every stage of your life Why you don't want to use a broker, insurance agent, or financial planner--yet why you may need one What you really need to know when buying long-term care insurance No-nonsense guidelines for estate planning, real estate, and more You may not like what Moody has to say. Still, in order to live well today and retire better tomorrow, you need to hear it. Let "No-Nonsense Finance show you how to consistently do the right things with your money--and reveal how easy it can be to do the wrong things if you're not careful.
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The Insurance Maze: How You Can Save Money on Insurance-And Still Get the Coverage You Need
The Insurance Maze: How You Can Save Money on Insurance-And Still Get the Coverage You Need
The Insurance Maze: How You Can Save Money on Insurance-And Still Get the Coverage You Need
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State Children's Health Insurance Program - The State Children’s Health Insurance Program (SCHIP) is a national program in the United States designed for families who earn too much money to qualify for Medicaid, yet cannot afford to buy private insurance. The program was created to address the growing problem of children in the United States without health insurance.

Self insurance - Self insurance is a risk management method whereby an eligible risk is retained, but a calculated amount of money is set aside to compensate for the potential future loss. The amount is calculated using actuarial and insurance information and the law of large numbers so that the amount set aside (similar to an insurance premium) is enough to cover the future uncertain loss.

Deposit premium - A Deposit Premium is a type of insurance premium where the insured deposits money with the insurer to obtain perpetual insurance against the risk of a loss. Deposit premiums are unique from regular insurance premiums, because they are refundable should either the insured or the insurer chose to terminate the perpetual insurance.

Buy term and invest the difference - Buy term and invest the difference is a concept in insurance and personal finance that grants the insured more flexibility in investing their money than permanent life insurance. Because Term life insurance is usually inexpensive in the short term compared to all forms of permanent life, the insured can purchase the necessary coverage and invest the savings as they choose.



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